JRICKSS FINANCIAL SERVICES Get the Free Guide
FREE 10-PAGE GUIDE · 2026 EDITION

Stop Losing $10,000 a Year to the IRS.

The 12 most expensive tax mistakes Haitian American entrepreneurs make every year, plus the exact fix for each one. Written by an IRS Enrolled Agent and a licensed paralegal firm built for our community.

EA Lynn Joseph, CEO & IRS Enrolled Agent · John Clerge, Founder · Paralegal
JRICKSS FINANCIAL SERVICES LLC
PREMIUM TAX GUIDE · 2026 EDITION

12 Tax Mistakes
Costing Haitian American Entrepreneurs Over$10,000 a Year

Real fixes from an IRS Enrolled Agent and a licensed paralegal firm.
Lynn Joseph, CEO & EA · John Clerge, Founder
Tax Accountant · IRS Enrolled Agent · Realtor · Notary · Insurance Agent
$10K+ Average annual savings we identify per client
12 Tax mistakes explained with fixes
4 Languages spoken: EN · HT · FR · ES
15min Read time. Save thousands.
A Preview of What's Inside

Most Haitian American Business Owners Make 3 to 5 of These Mistakes

The full guide walks through each one in detail with the practical fix. Here are the first six.

1

Filing only W-2 when you have 1099 income on the side

Costs you $1,500 to $4,800 a year
2

Mixing personal and business in the same bank account

Costs you $2,000 to $8,000 a year
3

Missing the home office deduction (renters qualify too)

Costs you $1,500 to $3,500 a year
5

Skipping the QBI 20 percent pass-through deduction

Costs you $1,000 to $7,500 a year
6

Letting your ITIN expire without renewing

Costs you $3,000 to $7,830 a year
11

Staying a single-member LLC when S-Corp saves thousands

Costs you $3,000 to $12,000 a year

Plus mistakes 4, 7, 8, 9, 10, and 12 in the full guide. Including the deduction 80% of self-employed people skip, and the amendment trick most people forget exists.

Who Wrote This Guide

Credentialed Tax Professionals Built for Our Community

JRICKSS Financial Services is a Haitian American firm based in New Jersey. We speak English, Haitian Creole, French, and Spanish. One phone call, the complete team you need.

Lynn Joseph
CEO · IRS ENROLLED AGENT · TAX ACCOUNTANT

Lynn is the CEO of JRICKSS Financial Services LLC. She is an IRS Enrolled Agent and Tax Accountant. The Enrolled Agent credential is the highest credential the IRS awards. EAs are licensed to represent any taxpayer before the IRS for any tax matter in any state. Lynn specializes in individual returns, small business returns, ITIN applications, IRS notices, audits, and Offers in Compromise.

John Clerge
FOUNDER · PARALEGAL · REALTOR · NOTARY · INSURANCE AGENT

John is the founder of JRICKSS Financial Services LLC. He holds licenses as a Paralegal, Realtor, Notary Public, and Licensed Insurance Agent in New Jersey. John leads client intake, business formation, real estate, insurance, and notarial work. He coordinates with our Enrolled Agent and partner attorneys for complete service.

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Enter your email below. You will receive the PDF in your inbox within 2 minutes, plus a 7-day series of real-life examples and savings strategies.

Common Questions

Quick Answers Before You Sign Up

Is the guide really free?
Yes. Free PDF, no credit card, no trial. The guide is our way of introducing JRICKSS Financial Services to the Haitian American community. If we earn your trust through the guide and the 7-day email series, you may decide to work with us. If not, you keep the guide and the knowledge.
What happens after I submit my email?
You get an email within 2 minutes with a download link to the PDF. Over the next 6 days, you will receive one short email per day with real client stories and specific tax-saving examples. On day 7 you transition to our weekly Tuesday newsletter. Unsubscribe anytime with one click.
Do I have to be Haitian American?
No. The guide is written with the Haitian American community in mind because that is who we serve most often, but the tax strategies apply to any self-employed person in the United States. ITIN sections may not apply if you are a US citizen with a Social Security Number.
Do you speak Haitian Creole?
Yes. John and Lynn both speak Haitian Creole fluently. We also speak English, French, and Spanish. Strategy consultations can be conducted in any of these languages.
What is the $97 strategy session mentioned in the guide?
A private 30-minute Zoom or phone session with our IRS Enrolled Agent. Lynn reviews your last filed tax return, identifies missed deductions and credits, and gives you a written personalized action plan you keep. Money-back guarantee: if we cannot find at least $1,000 in opportunity for your situation, the consultation fee is refunded in full.
Can JRICKSS handle my actual tax return?
Yes. We handle individual returns ($300-$750), Schedule C/self-employed returns ($450-$1,200), and business returns 1120/1120S/1065 ($800-$2,500). We also handle IRS representation, ITIN applications, business formation, real estate transactions in NJ, and life and business insurance. One firm, all your needs.